While some observers fear recent actions by the state's Supreme Court might unravel 2003 reforms to fix New Jersey's auto insurance system, a consumer group said it does not believe these actions will upset rates.

Early last week, in a 6-0 decision, the court ruled that when the legislature placed restrictions on the types of suits auto accident victims could file, it failed to define those suits as limited to injuries with a serious impact on the plaintiff's life.

"I can't say that anyone is consciously undermining the auto reform effort, but they are not paying attention to the consequences of their decisions," said Magdalena Padilla, president of the Insurance Council of New Jersey based in Ewing, N.J. "They are jeopardizing the advantages that have been made in the area of auto reform. It is not good for consumers."

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