Drivers that take a state-approved defensive driving course can usually save a few dollars on their auto insurance premiums.
The voluntary courses, which train drivers on hazard recognition and collision avoidance, can usually knock 5% to 10% off participants' auto rates.
The average monthly auto insurance premium in the United States is between $190 and $225 per month for full coverage. A 10% discount would save drivers between $228 and $270 a year.
Courses are typically four to six hours and cost around $25 to $50 to enroll.
Discounts vary widely by provider, and some only offer them to drivers over the age of 50, so drivers should check with their insurer before signing up for a course. Drivers should ask about the amount of the discount, if there are age requirements involved and whether the insurer accepts certificates from the course the driver is planning to use.
The slideshow above highlights defensive driving tips from SambaSafety.
Photo credit: Shutterstock
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