Business leaders are worrying the most about cyber attacks and the economy, according to The Hartford's 2026 Risk Monitor report.

Among the more than 500 business leaders surveyed, 77% said they were concerned about cybersecurity and cyber attacks. Concerns are driven by phishing, ransomware and data breaches, which can cause organizational chaos and lasting brand damage.

Most leaders (56%) said cyber liability and data breaches are top insurance product focuses for them. While 67% said they have cybersecurity policies and procedures in place, nearly one-third said they do not.

The same amount, 77%, said they're worried about economic trends, such as inflation, that could impact their business. Leaders said their concerns are changing the way they approach day-to-day operations as well as longer term strategic decisions. Among those surveyed, 63% said they're concerned about tariffs, a significant increase over 2025. And 43% said geopolitical conflicts are a key concern.

Other concerns include the regulatory environment and compliance issues (67%), supply chain disruption (67%), potential for worker injury (63%) and the role of AI (53%).

"My biggest concerns are rising costs, sudden market changes, data security threats and staying competitive while adapting quickly to customer expectations and new technology," one business leader said.

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