Experts predict that the 2026 Atlantic hurricane season, beginning June 1, will be shaped by a developing El Niño that could keep the number of storms at or below historical averages.

AccuWeather predicts this hurricane season will bring 11 to 16 named storms, including four to seven hurricanes and two to four major hurricanes (Category 3 or higher). They believe there will be between three and five impacts on the United States. There is also a 15% chance of a super El Niño forming, which could further reduce storm activity in the Atlantic in October and November.

Historically, the average Atlantic hurricane season produces 14 named storms, five hurricanes, four major hurricanes and four direct U.S. impacts.

Despite this year's forecast of lighter activity, homeowners in areas at risk of hurricane impacts should still prioritize preparedness before the season begins. In addition to making sure everyone living in the home is aware of evacuation plans and gathering emergency supplies, homeowners should also review their insurance coverages.

The National Weather Service recommends homeowners do the following to ensure they are properly covered for what may come:

  • Check their insurance policies well ahead of storms to see what is covered.
  • Make sure they have flood insurance, as flooding is the leading cause of damage from tropical systems.
  • Visit floodsmart.gov to learn about their flood risk and explore their options for flood insurance.
  • Prepare their home and vehicles according to their specific insurance policies to ensure damages are covered.
  • Know where their insurance documents and carrier contact information are located so they are easy to grab should they need to evacuate.

In the slideshow above, we'll look at five steps the NWS recommends homeowners take to fortify their homes against potential hurricane impacts.

Related:

NOT FOR REPRINT

© Arc, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to TMSalesOperations@arc-network.com. For more information visit Asset & Logo Licensing.