Progressive Insurance announced it has expanded its down payment assistance program, UpPayment, committing $3.5 million to assist first-time homebuyers. The program will provide up to $13,500 in support to at least 200 applicants in 2026.

The UpPayment program is part of Progressive's broader Open the House initiative, which is a multi-year effort focused on expanding access to homeownership through financial assistance, education and community partnerships.

The Open the House initiative began in 2024, and since then, Progressive reports it has contributed over $16 million to help families purchase and keep their homes. The program provides resources that support those purchasing their first home, as well as information to help them best care for their property after the purchase, like insurance guides and maintenance tips, as well as advice for building equity.

To be eligible for assistance through the UpPayment program, the person must:

  • Be a first-time homebuyer purchasing a non-commercial, non-mobile residential property with intentions of permanent residence at the site;
  • Have a mortgage pre-approval letter dated within the last six months;
  • Have a household income below 500% of the federal poverty guidelines;
  • Be a legal U.S. resident (excluding U.S. territories);
  • Be 18 or older (or the legal age of majority in their state);
  • Have enrolled with a participating HUD-certified housing counseling program; and
  • Be able to identify a closing agent and provide the requisite contact and monetary disbursement information.

Progressive is now accepting applications for the UpPayment program. More information can be found here.

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