Credit: Pakin/Adobe Stock
The average cost of a data breach in the U.S. hit $10.2 million in 2025, according to a new report from Chubb.
That's twice the global average of $4.4 million per data breach, the report said.
Cyber insurance claims are also on the rise. For businesses with $1 billion or more in revenue, the average claim was $4.4 million in 2025, up from an average of $2.2 million in 2024 and up 586% from 2021.
While AI tools are allowing organizations to detect threats faster, they're also allowing cyber criminals to attack more quickly. Using malware that incorporates agentic and autonomous AI, they can compromise multiple systems in minutes.
Cyber criminals are increasingly deploying malware strains that are able to rewrite themselves to evade detection and using AI-optimized deepfakes to impersonate executive voices to authorize fake fund transfers.
Phishing is still the most common access tactic for ransomware incidents, representing 41.4% of cases.
In addition to dealing with more advanced cyber crime tactics, executives and organizations are increasingly facing litigation related to breaches. Companies can sometimes pay millions of dollars in administrative fees for a mass arbitration case before it's even reviewed.
The litigation environment is a big reason why the U.S. is seeing higher average data breach costs than other parts of the world, the report said.
Photo credit: Pakin/Adobe Stock
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