APCIA launches wildfire resource for homeowners

"Homeowners are looking for trustworthy, accessible guidance on how to make their properties more resilient," said Karen Collins, APCIA vice president, property & environmental, in a statement. "My Resilient Home delivers exactly that — clear, practical steps families can take to live with wildfire risk while helping protect their home, their community, and their financial security." 

In North America, wildfire insured losses are growing at an annual rate of 14%, according to Swiss Re. Last year's LA wildfires saw record-breaking combined insured losses of roughly $40 billion.

Higher temperatures and changes in precipitation pattens, along with lengthening fire seasons, are also boosting risk.
In Colorado, a new law has incentivized home hardening efforts by offering insurance rate reductions for homeowners who have taken mitigation steps.

"By taking small, meaningful actions — like clearing defensible space, replacing wood fences with metal and hardening roofs and vents — homeowners can dramatically improve their home's ability to withstand ignition from wildfire," Collins said. "My Resilient Home is built to make these steps straightforward, accessible, and achievable for every family." 

The My Resilient Home website will eventually expand to include more natural hazards and additional regions, APCIA said.

Photo credit: Jonatan/Adobe Stock

See also:

• Even low-risk homes are caught up in California's insurance crisis
• Colorado insurance reform efforts could help other states
• 5 Key takeaways from 2025's insured losses