Most common Halloween insurance claims

Holiday risks range from tripping on costumes in the dark to decoration-related house fires. Theft and vandalism often rise around Halloween too.

Policyholders can help protect themselves from unexpected claims by taking a few preventative steps:

• Make sure home walkways, porches and stairs are well-lit and clear of tripping hazards.
• Install decorations safely. Avoid overloaded circuits, exposed cords and decorations near open flames.
• Lock up any valuables in the car and park in well-lit spaces. At home, leave lights on while away.
• Keep pets contained or in a separate space so they don’t react poorly to trick-or-treaters or party-goers.
• Slow down when driving through residential areas and watch out for costumed kids.