Many vehicles aren’t easily categorized as cars, trucks or vans and don’t fit neatly onto an auto policy.
Those vehicles include electric bicycles, motorized wheelchairs, scooters, watercraft, snowmobiles — and golf carts. Golf cart usage extends beyond golf courses, with many people using them for personal transportation in dedicated communities and for commercial purposes.
Golf carts typically cost between $5,000 and $15,000 when purchased new. They can also be accident prone: Golf cart accidents result in approximately 15,000 emergency room visits annually in the U.S.
What’s the best way to insure a golf cart? Coverage can be found in three places: homeowners insurance and endorsements, automobile insurance and endorsements and inland marine endorsements.
The slideshow above highlights three ways to insure golf carts, from the experts at FC&S.
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