Many states in the southern U.S. have the worst records for teenage drivers, according to a study by iSharing.
States like Kentucky, Texas, Arkansas, Delaware and Mississippi rank worst in the country for things like fatality rates, alcohol risks and road quality.
“Teen driver safety is influenced by a complex mix of factors that go beyond just age or inexperience,” said a spokesperson for iSharing. “Road quality, enforcement of alcohol laws, and support through additional education and technology all play critical roles. With the availability of family location sharing apps and driving reports, it is possible to lower the risk for young drivers and build a safety net for family members who use cars.”
Meanwhile, what consumers pay for full coverage auto insurance in 2025 largely depends on the type of vehicle they drive. On average, U.S. drivers pay $2,678 per year, or $223 per month, for full coverage.
“The industry faces a critical challenge—bridging the gap between consumer excitement and legitimate safety concerns,” said Good Guys Injury Law. “The unusual positioning of some manufacturers—low sentiment yet high safety ranking—shows the communication challenges they face. Brands must not only develop reliable autonomous systems but also effectively communicate these safety advances to skeptical consumers who prioritize trustworthiness over technological novelty.”
At the same time, bad credit scores can force U.S. drivers to pay more for insurance coverage than those with better credit despite having identical driving records.
Nationally, drivers with exceptional credit scores (823 and above) pay just $1,673 per year, while drivers with poor credit scores (under 523) pay an average of $6,254 a year for their car insurance, marking an increase of $4,581 every year, or 273%, for having a bad credit score.
The slideshow above illustrates the deadliest states for teen drivers as selected by iSharing.
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