While most companies have returned to normal since the Covid-19 pandemic forced their employees into a remote setting, many fulltime workers remain at home or work a hybrid schedule, according to a report by WalletHub.
In 2025, 13% of full-time employees now work entirely from home, the data showed, while another 26% have a hybrid schedule with some time at home and some time at their employer’s building.
“Working from home can save people a lot of money on transportation expenses, as well as make their work environment a lot more comfortable and their hours more flexible,” said Chip Lupo, WalletHub analyst.
“However, things like energy costs, internet speed, home sizes and how many people live together can greatly impact people’s savings and productivity,” he added. “While work-from-home jobs can be done anywhere, certain states make the practice much better than others.”
In most cases, employers must provide the same workers’ compensation coverage for their remote employees as they do for on-site staff, according to Rippling, whether the employee is working from home, a different location or on the road as a digital nomad.
The workers' comp insurance market in the U.S. is projected to reach $56.7 billion in 2025, with the potential for an uptick in costs despite a softer market.
Data compiled by Risk Strategies shows wage inflation, reduced rates and increased size of primary claims could lead to premium increases.
Wage inflation rose 4.8% from March 2023 to March 2024, according to Risk Strategies, while some states reduced workers' comp rates. At the same time, the National Council on Compensation Insurance (NCCI) increased the size of primary claims to up to $18,000.
The slideshow above illustrates the best states for working from home in 2025 as selected by WalletHub.
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