Only about 1% of structures in the state had flood insurance in 2022. (Credit: photo.ua/Shutterstock)
Kentucky received approval for a disaster declaration and assistance from the Federal Emergency Management Agency this week after major flooding.
The eastern part of the state was hit by extreme weather and widespread flooding the weekend of Feb. 14. The rain was followed by an arctic blast that brought snow and freezing temperatures to the affected areas.
The weather caused widespread power outages and evacuations. The death toll from the event now stands at 22.
Federal approval means households in 10 counties can now apply for nearly $44,000 in aid to repair homes and more than $700 to buy food and supplies. Local governments will also be able to receive public assistance.
"This support will be a big help for our families and communities as they recover and rebuild from yet another terrible storm," Kentucky Gov. Andy Beshear said in a news release Monday. "Just like before, we will get through this—together. And I promise that we will be there as long as it takes—until every life and structure is rebuilt."
Kentucky was last hit by extreme flooding in 2022. The National Flood Insurance Program paid more than $13.1 million to flood insurance policyholders following that event.
After the 2022 floods, flood insurance premiums increased in many areas, according to the Lexington Herald-Leader. A 2022 FEMA report found that only a little over 1% of the residential structures in the state even had flood insurance.
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