Getting a ticket for a moving violation — like speeding or running a red light — can cause a person’s auto insurance premiums to climb by as much as 25%, NerdWallet reports. But how can parking tickets and other non-moving violations affect rates?
Thankfully, if someone is caught forgetting to feed a meter or parking a little too far from the curb, it is unlikely to directly impact their insurance premium as long as the fine is paid promptly. These tickets are generally not attached to a person’s driver’s license, reported to the state’s Department of Motor Vehicles or disclosed to their auto insurer.
Insurers are usually unconcerned with non-moving violations as they aren’t generally an indicator of risky driving behavior, and parking improperly is unlikely to lead to a claim.
However, those who choose to ignore their parking tickets and allow them to pile up will likely see an impact the next time they shop for auto insurance. Multiple unpaid tickets can ding a person’s credit rating, which insurers in many states look at when determining auto rates. Having poor credit can lead to a higher premium.
In the slideshow above, we’ll look at the ten U.S. states in which a driver is most likely to get a parking ticket, according to a study from Good Guy Injury Lawyers.
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