As sightings become more frequent and are given some credence in the news, people may begin to search out coverage options for possible injury or damage from extraterrestrials. (Photo: metaphor/Shuttertock) As sightings become more frequent and are given some credence in the news, people may begin to search out coverage options for possible injury or damage caused by extraterrestrials. (Photo: metaphor/Shutterstock)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor's Note: Whether or not aliens exist is once again a hot topic following recent news of  UFO sightings by U.S. Navy pilots, as well as the anticipated delivery of a report from Congress later this month that is expected to provide information on what officials are calling "unexplained aerial phenomena" or UAPs. Are UAPs a threat to people and property, and if so, will insurance cover any damages caused by extraterrestrials? That's what one subscriber is asking in this week's coverage question.

Question: Where can I go to find insurance that protects my company, my property and myself against damages caused by extraterrestrials (aliens)?

— U.K. Subscriber 

Answer: To learn the answer to this week's coverage Q&A, please log into your FC&S Expert Coverage Interpretation account.

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