These states have the highest auto insurance rates

On average, personal auto insurance rates have been dropping nationwide. However, premiums for coverage can swing wildly depending on the state, from an average low of $274 to a high of nearly $2,000, according to WalletHub.com. While location plays an important role in rates, there are ways to lower premiums, including buying a car that is cheaper to insure. Of course, risky behaviors also factor into insurance premiums. For example, DUIs will hike rates by about 103%, and a suspended license will cost about the same, carrying a 97% increase on average. The personal finance site also surveyed insureds and found 61 million of them reduced their car insurance coverage because of COVID-19. Further, 55 million Americans report second-guessing automobile ownership because of the pandemic. As a result, 94 million U.S. consumers plan to drive less in the future. More alarming, 105 million Americans said they're not getting their money's worth from car insurance. That's slightly less than half of the estimated 228 million licensed drivers in the U.S., according to Statista. Additionally, more than 60% said they prefer to buy their car insurance directly instead of working directly through a local agent. The above slideshow highlights the 10 states with the most expensive car insurance, according to a ranking based on average yearly premiums from WalletHub.com. Related:

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