10 U.S. cities with the highest & lowest natural-disaster risk level

We all take on a certain level of risk based on where we choose to live. If you live in San Francisco, the risk of a major earthquake damaging your home is probably higher than if you live in Denver. Beach lovers in Florida face a risk of hurricane storm surge that residents of Chicago are fortunate enough to avoid. Related: Cities fall short on preparing for disaster To determine where Americans can feel most secure — in more than one sense — the personal finance website, WalletHub, compared more than 180 cities across 35 key indicators of safety. One of the three key dimensions WalletHub analyzed was a city's natural-disaster risk.

Disaster criteria

The natural-disaster risk scores for each city in the study are based on the following possible disaster risk level:

• Earthquake.
• Flood.
• Hail.
• Hurricane storm-surge.
• Tornado.
• Wildfire.

So, which cities most need to pay attention to natural disaster risk mitigation and recovery efforts? Above are the U.S. cities with the highest and lowest natural disaster risk levels, according to WalletHub's analysis. Related: Trump disbands group that prepared cities for climate shocks Is your home in a flood zone? Big insurers brace for perilous future as climate risks escalate