Top 8 Wedding Insurance Claims of 2012

Military: 3%

No amount of planning ahead can prepare for an unexpected military deployment or other obligations, which accounted for 3 percent of wedding insurance claims in 2012.

Attire: 6%

Aside from love and commitment, weddings are all about looking good. In 2012, 6 percent of wedding insurance claims dealt with issues with dresses, tuxedos, and other wedding attire.

Damage: 9%

Damage can be a sign of a good party, but great time or not, someone still has to pay. For damage that is your responsibility, wedding insurance is there to help. Damage accounted for 9 percent of claims in 2012.

Theft: 10%

That big box of cards full of money can be tempting for any thief, which is why 10 percent of claims Travelers received were related to theft.

Weather: 14%

They say rain on your wedding day is good luck, but it can still put a damper on things if a wedding is held outdoors. Similarly, weather events like a snowstorm can cause icy conditions and make a venue inaccessible, and hurricanes and tornadoes can create catastrophic damage in an area.

Venue issues: 15%

Wedding venues can go out of business or experience unfortunate damage from weather-related events, vandalism, or equipment problems. Wedding insurance helps cover deposits lost and the cost of booking a new venue last-minute.

Illness and injury: 19%

Aside from the bride and groom getting sick or hurt, weddings can be put on hold if key family members such as parents or grandparents are unable to attend a wedding at the last minute due to sickness, untimely death, and travel delays.

Vendor problems: 24%

The most common vendor-related claims Travelers received involved the issues with the photographer, caterers going out of business, DJs not showing up, and problems with wedding planners.