Mitek Introduces Mobile Imaging Solutions for Insurance

Mitek Systems Inc., a provider of mobile-imaging solutions, has announced a suite of solutions that enables P&C insurers to deliver mobile services across the sales, service and support functions.

The solutions use the camera on a mobile device (smartphones and tablets) to take photos of documents to eliminate data entry on small keypads and automate tasks creating superior mobile user experience.

Progressive Insurance is first to market with Mitek's Mobile Photo Quoting, which utilizes cameras on smartphones to automate the shopping and buying process for auto insurance. Using the Progressive mobile application available for download in the Apple App Store, the consumer simply enters their ZIP code and takes a picture of their driver's license, vehicle identification number or existing insurance ID card. 

Mitek's patented mobile-imaging technology automatically extracts relevant information from the documents and auto-populates the fields in Progressive's mobile-quoting app.  The user then confirms the information and hits submit. Moments later, they receive an auto insurance quote with the option to buy.

“We are constantly looking for new ways to save consumers time and money,” says Matt Lehman, mobile business leader at Progressive. “With image capture, Progressive simplifies the process of getting an auto insurance quote anywhere, anytime.”

All of Mitek's insurance solutions use its mobile-imaging technology to create mobile services carriers can use to drive both customer acquisition and operational efficiencies. The solutions in the suite are:

• Mobile Photo Quoting – automates the insurance shopping and buying process by taking photos of driver's license, Insurance ID Card and VIN
• Mobile Photo Payment – simplifies enrollment in electronic payment through checking accounts or direct deposit for a claim-reimbursement transfer by taking photo of a blank check
• Mobile Photo Claims – streamlines the claims process by enabling customers and agents to simply snap photos of a customer's driver's license, insurance card and license plate
• Mobile Photo Document Capture & Send – enables policyholders and agents to take a photo of any document and send it as a high-quality PDF to any e-mail address or fax number

“Mitek's software turns the camera into a mobile scanning device, eliminating hundreds of keystrokes,” says Mitek Systems president and CEO James B. DeBello.  “Our new insurance solutions will automate tasks, solving points of pain for both consumers and carriers.”