What happens when you raise your insurance rates, maybe even by double-digits, but you don't see any boost to your top- or bottom lines? That's what you call an "invisible hard market"–a very clever phrase coined last week in an insightful but disturbing state of the market speech by a top broker. NU Editor In Chief Sam Friedman reviews the unique perils ahead in his blog today at www.property-casualty.com.

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