More than four in 10 Americans are worried that the economic environment can expose their families to crime, according to a nationwide survey of 1,000 people conducted by the Chubb Group of Insurance Cos. Among the findings:

o 41 percent of respondents are concerned about crime against themselves and their families based on the economy

o 40 percent are concerned about household contractors' trustworthiness

o 34 percent are concerned about checking the backgrounds of longtime household help, including babysitters, nannies and cleaning staff

o 25 percent are concerned about taking additional security precautions at home

o 8 percent plan to spend more money on these needs

o 39 percent anticipate spending less.

As for home improvements, the survey also found:

o 45 percent plan to spend less on home improvements such as renovations or additions

o 25 percent plan to cut spending on maintenance and repairs.

Source: 2008 Chubb National Home Protection Survey, www.chubb.com

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