If you could save only one item you own from a house fire, what would it be? According to an Allstate survey conducted in Pennsylvania, the answer differs among men and women.
The insurer said that women respondents were far more likely to rescue personal items, such as photographs or letters (75 percent rated such items as number one). Men, on the other hand, were twice as likely as women to choose their personal computer. In a statement accompanying the survey, Allstate said, "Women have long accused men of lacking a certain sense of sentimentality, and now a new survey confirms their beliefs."
Allstate noted that while men and women both share a "clear attachment" to their belongings, respondents were generally unprotected against events such as a fire, burglary, or a flood.
Speaking to renters in particular, Allstate said that 62 percent of 500 respondents to an Internet survey did not carry insurance for their valuables. Allstate attributed this high number to a "false sense of security." For example, the insurer said that one in three respondents did not own, or did not recall owning a fire extinguisher.
Regarding renters insurance, Allstate noted that consumers are often misinformed regarding the price of a policy. While 46 percent of respondents believed the average cost of a renters insurance policy was $35, Allstate said that number is actually closer to $15.
The survey also found that married individuals were more likely to insure their valuables than those who are single. Of those with no insurance, Allstate said, 72 percent were single.
People 45 years of age and older were also more likely (45 percent) to protect their belongings than people 35-44 (22 percent).
The Allstate survey was conducted by Directive Analytics for Allstate Insurance Company.
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