Insurers are dancing in the streets, hailing a long-awaited FTC report concluding not only that credit scores are an "effective predictor" of risk for auto policies, but that the use of credit-based insurance scores "may result in benefits for consumers." The question is, will the party last? Or will carriers soon be left with a bad hangover? Check out NU Editor In Chief Sam Friedman's view and weigh in yourselves on his blog at www.property-casualty.com.

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