About The Data

Source: NAIC Annual Statement Database via National Underwriter Insurance Data Services/Highline Media based on data available through mid-August.

National Underwriter Insurance Data Services (formerly Thomson Financial Insurance Solutions and Sheshunoff Information Services) is part of Highline Data LLC, the data affiliate of Highline Media, parent company of this magazine.

For information, contact Chris Rogers at 671-441-5976.

Graphs and Charts: Direct results on the accompanying bar graph (page 13) and charts (pages 12, 14) were calculated using premium, loss and expense data from the state pages of the annual statement. Net results were calculated from Insurance Expense Exhibit data.

Pure loss ratios do not include loss adjustment expenses.

The column labeled "Percent Growth" is an indication of organic premium growth. In other words, 2003 premiums for all insurers that were part of a group in 2004 were used to calculate growth figures (including those acquired in 2004). The 2003 rank, however, is the one shown in last year's report, which ignores premiums from acquisitions completed in 2004.