After falling asleep at the wheel, Matthew Alther, of Harrisonburg, Va., discovered that the best time to buy full insurance coverage for a vehicle is before a crash, not after. While driving to work around 3 a.m., Alther dozed off, drifted off the highway, and struck a guard rail, the Virginia State Police reported. Because the insurance coverage on his vehicle was for liability only and the repairs to his car would not be covered, he telephoned his insurance company soon after 9 a.m. to obtain a quote to add full coverage. Approximately an hour after gaining full coverage, Alther called the insurance company back to submit a claim for the damage to his vehicle, according to the police department.
Alther was arrested and charged with Attempting to Obtain Money under False Pretense. He pled guilty, and his fines and court costs totaled $1,172. Alther also was sentenced to 60 days in jail, suspended, and one year unsupervised probation.
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