David D. Thamann is associate editor
of the FC&S Bulletins, published by the National Underwriter Company in Erlanger, Ky. The editors welcome comment and questions and may be reached by fax at 859-692-2246 or via e-mail at FCS@NUCO.COM .
Reproduced from National Underwriter Property & Casualty/Risk & Benefits Management Edition, July 13, 2001. Copyright 2001 by The National Underwriter Company in the serial publication. All rights reserved.Copyright in this article as an independent work may be held by the author.
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