Plaintiff Frank Slupski was an employee of Phoenixville Tire who was injured in an accident while driving a customer's vehicle. He sought both liability and UIM coverage under Phoenixville's policy but was denied the latter because the customer's vehicle was not owned by Phoenixville, according to Judge Joseph Greenaway Jr.'s opinion. (Credit: Sebastian Duda/Shutterstock)
A recent decision by the U.S. Court of Appeals for the Third Circuit is likely going to force insurers in Pennsylvania to change how they underwrite commercial auto policies.
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