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In 2024, the insurance sector finds itself at a digitalization crossroads, where access to modern technologies bumps up against the demand for efficient, accessible, consumer-friendly products.

This is the environment in which the field for insurtech startups has begun to narrow. Today's insurtech trailblazers, according to the InsureTech Connect Forward50 Americas report, are capitalizing on the industry's need for innovation with the use of artificial intelligence, block chain, big data analytics and more. The report is intended to be a comprehensive, curated look at insurance startups with the staffing, funding and business models to drive measurable change in the industry. A collection of expert judges evaluated an array of insurtech companies with an eye toward the people, products, and performance metrics that set these companies apart.