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With the average premium around $6,000, some Floridians are foregoing homeowners insurance in favor of self-insurance with their investments.

Review how home insurance rates play a role in the push for more flood-resistant communities.

More than 20% of these properties are outside of designated flood zones, according to the Natural Resources Defense Council.

Restitution would be easier for consumers without the need to go to court and engage in litigation with a contractor.

Residents are blaming antiquated infrastructure in Miami-Dade and Broward Counties, compounded by rising sea levels, king tide, and stormwater flooding.

New FEMA maps drawn in 2012 included many more homes in flood zones that required flood insurance than previous maps.

Private carriers now account for slightly more than 32% of the overall flood insurance market.

The first auto insurance policy was sold a little over a decade after Karl Benz applied for the first patent for a gas-powered vehicle.