From four-legged vandals escaping police custody to a modern-day twist on Archimedes' ancient death ray, most insurance professionals have a war story or two about weird and unusual claims they've seen over the years.

The Mutual Service Office Inc. (MSO) introduces its Bed and Breakfast Businessowners policy, and it is approved for use in Maine, New Jersey and Pennsylvania.The Bed and Breakfast (B&B) filing is pending in Delaware, Maryland, New Hampshire and Vermont.

Many homeowners are unhappy when they make a claim on their National Flood Insurance Policy (NFIP) and discover the limitation of coverage of $250,000 on the building is insufficient to cover the cost of repair to their property.