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"The ultimate goal is to connect all this information. If you have a contract that has insurance requirements, how does that connect to the insurance policy itself?" says Cheatham.

Tim Kaine, Clinton's choice for VP, made his reputation as a young lawyer on fair housing cases, winning a $100M verdict in 1998 against Nationwide Insurance for redlining.

Interviews with engineers from multiple firms confirmed that no reputable engineer would be willing to jeopardize his or her reputation and credentials by filing a false engineering report.

Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their efforts and some accused insurers and engineers of colluding to under-report the damage.

Multiple failures led to underpaid claims, under-insured losses and enough blame for everyone.

Boston has had more snow this year than Fairbanks, Ala. and Fargo, N.D.

Lawrence Williamson moved three years ago from Macon, Georgia, to Detroit and paid $17,000 for a 4,500- square-foot historic-district limestone house at a tax sale. Then he suffered sticker shock when his car insurance premium tripled.

Nearly all of the cases related to Hurricane Sandy have been reopened, and insurers aren't happy about it.