National Underwriter Property & Casualty-May 2015

Issue Gallery ›

  • The Case for Cyber

    Michael P. Voelker

    With high-profile, high-cost data breaches continuing to make news on a regular basis, it's not surprising that there has been a spike in interest in Cyber Liability coverage. Yet that interest isn't always translating into increased sales, in part due to a lack of understanding of the exposures by, ironically,...

  • Seizing Cyber Risk Opportunities

    Anita Z. Bourke, CPCU, AINS

    It's understandable if the average insurance professional feels like he or she can't do much about cyber risk. The statistics make the issue seem insurmountable.

  • Improving Producer Performance

    Tom Barrett, CIC, AIA

    Top producers have an entrepreneurial attitude and a vision for the future. They have a career plan and know how to achieve their goals. Here are some tips for improving producer performance.

  • Reality Checklist

    Chris Amrhein

    Spring has sprung, the smell of fresh flowers wafts through newly opened windows, and every baseball fan's team still has a shot at the pennant. Ahh, if only all fools were merely captives of sports daydreams. Unfortunately, it appears there are far more fools than suspected lurking within our own...

  • High Property Values Increase Cat Losses

    Rosalie L. Donlon

    U.S. property values for residential, commercial and industrial properties continue to increase faster than GDP growth and the general rate of inflation, says a new report from catastrophic risk management consulting and modeling firm Karen Clark & Co. The report, Increasing Concentrations of Property Values and Catastrophe Risk in the...

  • Eat or Be Eaten

    Donald Light

    Until now, U.S. insurers haveintentionally restricted the impact of their telematics programs by holding riskier drivers harmless. Insurers told policyholders entering into their telematics programs that their premium could only go down or remain the sameeven if the telematics device revealed driving behavior that actually warranted a higher premium.

  • Most Underutilized AMS Functions

    Steve Anderson, CIC

    An agency management system is the largest technology expense for virtually any agency regardless of the particular vendor or platform. When these systems are well managed, they help your agency maximize internal productivity and provide a better customer experience.

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