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Shawn Moynihan
As vice president of risk management for The Wendys Co., Andy Kuchar has within his purview more than 40,000 employees working at 1,427 restaurants. Charged with the safety of that many workers and the tens of millions of guests the chain serves each year, working proactively is paramount to prevent...
Bonnie Cavanaugh, E&S Editor
The biggest concerns among retailers in the current economy are Workers Comp, getting added value from their insurance agency and loss control, says Paul Sabatino, vice president of The Horton Group in Orland Park, Ill.
Q&A With Valerie Franco, Vice President of Risk Management for Lowes Companies Inc.
Thomas L. Parco
Accidents that result in premises liability claims can occur on either private or public property, and typically involve injuries. Slip-and-fall accidents often take place in retail establishments, including grocery stores and restaurants, as well as parking lots, apartment complex grounds, and hotel lobbies and hallways, to name a few. Such...
Chad Hemenway
State Farm, which targets businesses of one to 19 employees, has seen an uptick in inquiries from quick-service food purveyors, such as ice cream parlors, delicatessens and coffee shops, according to Sandy Mullins, underwriting consultant for State Farm.
Chad Hemenway
Black Friday stampedes. Organized theft rings. Compliance with complex health, safety and environmental laws. Thousands of locations in all 50 states. Welcome to the world of big-box retail insurance.
Dave Lenckus
Food trucks make up a small but rapidly expanding segment of the restaurant market, producers say.
Dave Lenckus
Chefs at an increasing number of high-end restaurants are experimenting with chemical reactions in dishessometimes called molecular gastronomyto present diners a unique taste experience, producers and underwriters say.
Dave Lenckus
Restaurateurs are feeling the bite of a hardening Property & Casualty insurance market.
David D. Thamann, JD, CPCU
Every now and again there are reports of groups becoming ill after eating something, whether it be hamburgers, chicken or certain fruits or vegetables. The foodborne illness usually affects multiple people in multiple areas, even when the contamination comes from one source. Such illnesses can then lead to multiple injury...
Dave Lenckus
When it comes to the causes of insured losses, one peril clearly tops the list of risks for restaurants: Slips, trips and falls are the most common cause of loss, says Debra J. Denker, an industry manager at Travelers.
Chad Hemenway
Retail businesses are in the crosshairs of hackers, according to a recent report from Trustwave, a provider of on-demand data-security and payment-card compliance solutions to businesses.
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