National Underwriter Property & Casualty-June 27, 2011

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  • Reports Show P&C Capital Declining, But Still Strong

    Phil Gusman, Mark E. Ruquet

    Property and casualty excess capital remains robust, although it has declined since July 2010, an analysis shows, while a separate analysis strictly on reinsurers shows a 6 percent decline in capital for the 2011 first quarter as companies contend with, among other issues, insured catastrophe losses.

  • A Question Of Ethics: A Producer’s Responsibility To Recommend Coverage

    Peter R. Kensicki

    In most states an insurance agent has no legal duty to recommend coverage to an applicant for insurance unless the agent, in some manner, assumes that duty (see “Special Circumstances May Mean Agents, Brokers Owe Greater Duties To Clients,” April 18, 2011 edition of NU). But the question for this...

  • The Best Of Both Worlds: Print & Digital Editions of NU

    Bryant Rousseau

    The odds are good that as you’re reading this, you’re holding in your hands a printed copy of NU. And if you’re anything like me, you still get a small but real thrill when one of your favorite magazines arrives in the mail.

  • Reports Show Continued Soft Market; Signs Of Change

    Chad Hemenway, Susanne Sclafane

    As one property and casualty industry report points to rising combined ratios for insurers, with experts citing the need for better underwriting results, a separate analysis of first-quarter industry figures indicates the commercial-lines market may be starting to turn.

  • Twisters Likely to Turn Homeowners’ Rates Up

    Chad Hemenway

    Just several weeks into June, this year is already guaranteed to be the costliest for U.S. insurers since 2008 as a trend of inland catastrophes continues. As a result, homeowners’ insurers are looking to increase rate to match the risk.

  • N.Y., Fla. Act On Commercial Dereg Bills

    Chad Hemenway

    New York lawmakers have sent to the governor a commercial-deregulation bill that allows insurers to go to market with some policies before regulatory approval, while Florida Gov. Rick Scott has signed into law a commercial-dereg bill in that state.

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