National Underwriter Property & Casualty-April 30, 2012

Issue Gallery ›

  • What Makes Personal Lines Buyers Tick?

    sam friedman

    Personal-lines insurers are locked in a never-ending battle for market sharewhich has only intensified over the past few years as auto and homeowners carriers struggled for organic growth during a down economy and depressed housing market.

  • Willis: Upstream, Downstream Energy Market in State of ‘Fragile Stability’

    Phil Gusman

    Summing up the insurance market for upstream and downstream energy risks, a Willis report says a fragile stability is prevailing where pricing is flat to slightly up. But Willis says factors such as overall market-hardening and the ongoing Euro crisis could create a more challenging market for buyers.

  • Penn State vs. Insurer: Who Will Cover Sex-Abuse Court Costs?

    Diana B. Reitz, CPCU

    The allegations joining Penn State and its officials with the Jerry Sandusky sexual-abuse cases provide a regrettable study of how we turn to insurance to help us through the worst of situationsat least financially. As these allegations play out, the media has been quick to discuss their development and speculate...

  • A Profitable, Popular Line

    Bonnie Cavanaugh, E&S Editor

    The Inland Marine market has long been alluring to carriers given its high profit potential, even when other insurance sectors are suffering.

  • 7 Business Lessons I Learned from ‘Mad Men’

    Laura Mazzuca Toops

    Insurance and advertising: At first glance, it doesnt seem like these two industries have a lot in common. But since millions of viewers and I spend an hour every Sunday night immersed in the 1966 world of ad man Don Draper and his compatriots on Mad Men, its inevitable that...

  • NIMA Clearinghouse Set to Move Forward in July

    Arthur D. Postal

    The clearinghouse that is the core of the Nonadmitted Insurance Multistate Agreement (NIMA) tax-sharing compact is set to begin operation July 1, according to the 11 states and territories that comprise it.

  • Putting the ‘Strategic’ in SRM

    Joseph Calandro

    Standard & Poors initiated a great deal of activity surrounding enterprise risk management (ERM) when it announced that it was going to specifically rate insurers ERM functions and that those ratings would influence insurers credit and financial-strength ratings. At the time, S&P offered specific ERM criteria from a variety of...

  • 4 Questions for Robert Hartwig

    Chad Hemenway

    Editors Note: As much as we love to sound off each week, we love even more the chance to speak with interesting industry executivesand to share their perspectives on crucial trends with you.

  • A Startup with a Purpose

    Bonnie Cavanaugh, E&S Editor

    A hardening market is a tough thing to pass up, so in February, Maritime Program Group of Manchester, N.H., launched an exclusive Motor Truck Cargo program with North American Specialty Insurance Co., a subsidiary of SwissRe, as an expansion of its nationwide business, says David C. Morrill, Inland Marine program...

  • Precious Gems

    Bonnie Cavanaugh, E&S Editor

    Valuable Articles coverage, including Personal Article Floaters and Jewelry Insurance, has remained a stable sector of the Inland Marine market during the economic recession.

  • Two-Year NFIP Extension Better Than Nothing, But Industry Still Wants Five

    Arthur D. Postal

    Insurance-industry officials say a two-year National Flood Insurance Program (NFIP) extension, as proposed recently by the Federal Emergency Management Agency (FEMA), is better than the current pattern of short-term extensionsbut some associations say they would still rather see action on a five-year extension with program reforms.

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