National Underwriter Property & Casualty-April 25, 2011

Issue Gallery ›

  • Political Unrest Affecting Insurer Appetites

    Mark E. Ruquet

    As political unrest envelops North Africa and the Middle East, a global-insurance broker says insurers are reviewing their appetites for political coverage—at a time when multinational companies are being encouraged by events to perform their own risk review.

  • Conservative Views Find Friendly Venue At IIABA Meeting

    Mark E. Ruquet

    If Republicans were in search of a friendly venue for their message of spending cuts and regulation reduction, they found a warm embrace a few short blocks from Capitol Hill at the recent meeting of the Independent Insurance Agents & Brokers of America in Washington D.C.

  • The Real-Time Divide: Small Agencies That Don’t Cross It Could Die

    Mark E. Ruquet

    Having invested many tens of millions of dollars into technology over the past few years, large underwriters have developed tremendous competitive advantages, perhaps foremost among them the ability to write personal-lines business in real time. This real-time functionality—the ability to research, quote and deliver the policy to a customer...

  • Government Has No Business Dictating Agent Compensation

    Eli Lehrer

    Attorneys general, insurance industry executives and self-proclaimed consumer advocates who want to modify compensation for insurance agents and brokers don’t know what they are talking about, according to free-market advocate, Eli Lehrer.

  • The Great Equalizer: Technology For Personal Lines

    Robert Regis Hyle

    No market is more competitive in the insurance world than personal lines. We don’t need any more proof of this than the onslaught of advertisements on television for our favorite insurers.

  • Fly Ash: This Year’s Asbestos?

    William F. Stewart

    There may never be another mass tort that combines widespread bodily injury with long-tail exposure as effectively as the “miracle mineral” of asbestos. But there are some interesting parallels between asbestos and a developing threat known as “fly ash.”

  • Agency Culture: Going From Good To Great

    Robert J. Lieblein

    Culture is the foundation of any insurance agency or brokerage firm. No matter how good your services and products, your employees or your people, without a strong culture your firm will never fully succeed.

  • Use Technology To Facilitate Intergenerational Knowledge Exchange

    Mark E. Ruquet

    Tom Suter, vice president of strategy and managing partner for Naviant, a Minneapolis-based technology consulting firm, says agencies need to find a way for the younger generation to tap into what he calls the experienced principals’ “fountain of knowledge.”

  • CEO Insight, Part 1: Soft Market Ending

    Mark E. Ruquet

    On the final day of the conference, agents met to hear a panel discussion with three insurance-industry CEOs and the president of the Insurance Information Institute on the state of the industry.

  • As Acceptance Of Tracking Tools Grows, Consumers, Auto Insurers Set To Reap Rewards

    Chad Hemenway

    Some insurers, in their never-ending effort to more accurately measure risk, have found drivers can help—and in the process, maybe save themselves a few bucks. A relatively new “telematics” tool is becoming more and more common in the automobile-insurance underwriting realm: pay-as-you-drive, or usage-based programs.

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