National Underwriter Property & Casualty-April 2015

Issue Gallery ›

  • Calling the WC ‘Option’

    Richard Evans

    The Workers Compensation system in place today has not dramatically changed since it was created more than 100 years ago. State legislatures spend inordinate amounts of time chipping away at one edge of a program while patching up another. In the end, one interest group wins and another loses, but...

  • Google Compare: Prepare. The Threat is Real.

    Shawn Moynihan

    When a fight breaks out, both parties don't necessarily have to be to blamebut when you find yourself in one, there are only two options: Win, or go home. And if you think Google's move into the business of selling insurance doesn't constitute a fight, youre wrong.

  • Victor Parker: Leading the charge, in Los Angeles

    Victor Parker

    For certain, every risk manager and risk management department encounters a wide range of mountains to conquer. While I could expand further about these issues, I instead thought that I would share some observations and confessions about my risk management career.

  • When an Insurer Goes Broke

    Matthew S. Marrone, Esq.

    If admitted carriers become insolvent, guaranty funds typically cover losses. But hard-to-place risks, which require the broker to access the surplus lines market, can present a virtual minefield.

  • Third-Party Recovery

    Barry Zalma, Esq., CFE

    Insurance agents owe a duty to obtain the insurance and the coverage limits the customer requests. But when someone is hurt by the insured's actions, can the injured person, who isn't a party to the contract between the insured and the carrier, sue the agent because there wasn't enough insurance...

  • Ride-Sharing Tops 2015 Bills

    Paul Tetrault, JD, ARM, Aim, Joe Thesing

    Any bill that is enacted should recognize that ride-sharing services start when a driver logs on to the smartphone app and ends only when the ride has been completed and the driver has logged off the system.

  • Best practices for selecting a top TPA

    Debbie Michel

    Evaluating, selecting and managing a third-party claims administrator (TPA) is a critical challenge facing every company that separates insurance coverage from claims-handling services.

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