Allocation Among Multiple Insurers
In EnergyNorth Natural Gas Inc., v. Certain Underwriters, 2007 WL 3033932(N.H., 2007), the successor to the insured operator of a manufactured gas plant…
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UM Coverage not Available for Injured Passenger
In Jones v. Shelter Mut. Ins. Companies, 274 Neb. 186 ( Neb. , 2007), a passenger in a vehicle was struck by an uninsured motorist who was legally…
Read Full ArticleFaulty Construction Exclusion and Ensuing Covered Loss Claim
Faulty Construction Exclusion and Ensuing Covered Loss Claim The insureds filed an action against the insurer seeking a declaration that an all risk…
Read Full ArticleNonowned Auto Definition in Dispute
Nonowned Auto Definition in Dispute July 6, 2015 The Cowins brought an equitable garnishment action against Shelter Mutual Insurance…
Read Full ArticleSole Owner's Violent Tendencies Block Coverage for Named Insured Business
A Minnesota appeals court ruled that an assault was an intentional act, and thus excluded under a commercial general liability policy, in The Travelers…
Read Full ArticleLoaned Vehicle Policy Provides Primary Covergae for Auto Accident
Loaned Vehicle Policy Provides Primary Coverage for Auto Accident This case is an insurance coverage dispute arising out of an auto accident in which…
Read Full ArticleWorkers Comp and Illegal Immigrant Workers
Workers Comp and Illegal Immigrant Workers The employer appealed from an order of the judge of compensation claims in Florida that awarded permanent…
Read Full ArticleHO Policy, Motor Vehicle Exclusion, and Trailer-not-Tow Exception
HO Policy, Motor Vehicle Exclusion, and Trailer-not-Towed Exception The insurer brought a declaratory judgment action against the insured asserting…
Read Full ArticleUnauthorized Distribution of Computer Programs "Advertising Injury"
In Acuity v. Bagadia, 2008 WL 2439653 ( Wis. ), the Supreme Court of Wisconsin ruled that Acuity Mutual Insurance Co. must pay an almost $1 million…
Read Full ArticleEffect of Lack of Insurable Interest for a Beneficiary
Effect of lack of Insurable Interest for a Beneficiary October 24, 2016 Policyholder, who was also the beneficiary of a life insurance…
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