Theft of Employee Tools and Care, Custody, or Control Question
Theft of Employee Tools and Care, Custody, or Control Question September 2, 2014 I have a claim involving theft of employee tools and need your opinion.…
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Protective Safeguards Endorsement and Mortgagees
Protective Safeguards Endorsement and Mortgagees Q Our company issues mortgages, and we are named as a mortgagee on the insurance policies of these…
Read Full ArticleDamage to Property Exclusions Discussed
Damage to Property Exclusions November 9, 2015 Our insured was under subcontract to install a 922' section of 1800 pair copper cable through a pipe…
Read Full ArticleEmployee Dishonesty and Overpayment of Wages
Employee Dishonesty and Overpayment of Wages April 14, 2011 The form is BP 00 03 01 06. Our insured had an employee who was adding time to her time…
Read Full ArticleMed Pay Coverage Obligation to Claimant
Med Pay Coverage Obligation to Claimant Under the CGL med pay coverage, is there a contractual obligation between the insurer and the claimant to pay…
Read Full ArticlePercent Deductible Application under Commercial Property Policy
Percent Deductible Application under Commercial Property Policy Our insured owns a strip mall, consisting of several buildings, in Florida . Both Hurricanes…
Read Full ArticleAdditional Insured Status for Manufacturer Questioned
Additional Insured Status for Manufacturer Questioned March 10, 2016 We have been using the Additional Insured Vendors Endorsement in the following…
Read Full ArticleUsual Exertion Doctrine
Usual Exertion Doctrine? Q I was reading about something called the "usual exertion" principle in a workers compensation case that was before the…
Read Full ArticleReplacement Cost Provision in the 1996 BOP
Replacement CostProvision in the 1996 BOP Q I'm adjusting a claim that is covered by an ISO businessowners policy form BP 00 02 01 96. The Loss Payment…
Read Full ArticleWho Pays Deductible on a Builders Risk?
Who Is Responsible for Builders Risk Deductibles? Currently, we have a requirement that the municipality I represent be a named insured on builders'…
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