Vacancy Penalty at Center of Coverage Dispute
Vacancy Penalty at Center of Coverage Dispute May 6, 2014 We have a client who has water damage caused by the sprinkler system. The insurance…
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Collapse Loss or Wet Rot Loss?
Collapse Loss or Wet Rot Loss? Q A church we insure recently suffered a collapse loss. The roof collapsed due to rotten timbers, and blew out two…
Read Full ArticleVoluntary Payment by Insured Leads to Denial of Coverage
Voluntary Payment by Insured Leads to Denial of Coverage We insure a company under a standard Businessowners Liability policy. Our insured was hired…
Read Full ArticleGlass in Special Causes of Loss Forms
"Glass" in Special Causes of Loss Form Q The Insurance Services Office special causes of loss form (CP 10 30 06 95) covering commercial property contains…
Read Full ArticleCollision Coverage under a BAP
Collision Coverage under a BAP October 27, 2014 The insured has a standard commercial auto policy with the trucker's endorsement, CA 23…
Read Full ArticleCompleted Operations Coverage Under CGL Form?
Completed Operations Coverage Under CGL Form? Q Our agency insures many bus companies, all of which are insured under ISO commercial general liability…
Read Full ArticleReplacement Cost Contractual Obligations
Replacement Cost Contractual Obligations January 9, 2013 Under a replacement cost contract on a commercial insurance policy, is the insurer’s…
Read Full ArticleConsequential Loss Caused by Odor Covered
Consequential Loss Caused by Odor Covered A client who owns a refrigerated warehouse experienced a covered loss to the refrigerating equipment of one…
Read Full ArticleGaragekeepers Coverage and Valet Parking
Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…
Read Full ArticleCollision Damage Waiver and Coverage under the BAP
Collision Damage Waiver and Coverage under the BAP July 2, 2014 Our insured driver had an at-fault motor vehicle accident in which the claimant's vehicle…
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