Your Product Exclusion and Defective Floor Panels
Your Product Exclusion and Defective Floor Panels This claim deals with wood floor panels that our insured sold to the claimant. The claimant bought…
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Rare Articles Coverage Includes Coins?
Rare Articles Coverage Includes Coins? Q I am insuring a merchant on BOP Form BP 00 02 01 96 who had some rare coins stolen. Under optional coverage…
Read Full ArticleMural Not A Sign
Mural Not a Sign My question is in regard to the unendorsed CP 00 10 04 02. Signs are not defined in the form. In your experience, are murals painted…
Read Full ArticleBuilding Property versus Business Personal Property
Building Property versus Business Personal Property May 6, 2014 Our insured is a dentist with a Businessowners BP 00 02 form. The insured…
Read Full ArticleEmployee Dishonesty Coverage and Discovery Period
Employee Dishonesty Coverage and Discovery Period Q Our insured business owner received a phone call from a customer stating he had been double-billed.…
Read Full ArticleCredit Card Fraud and Commercial Property Coverage
Credit Card Fraud andCommercial Property Coverage Q Our insured is an electronics dealer, and does considerable business over his Web site. Recently,…
Read Full ArticleDeductible not Applicable to Transportation Expenses
Deductible not Applicable to Transportation Expenses Under the standard business auto policy, transportation expenses of up to $20 per day is allowed…
Read Full ArticleMed Pay Coverage and a Fall on Adjacent Property
Med Pay Coverage and a Fall on Adjacent Property February 4, 2010 We use the following med pay language in our general liability policy: We will pay…
Read Full ArticlePower Surge Claim
Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…
Read Full ArticleVacancy Definition under Scrutiny
Vacancy Definition under Scrutiny Our question is on form BP 00 02 01 87 under the vacancy provision, which contains an exclusion for buildings that…
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