Fire Department Service Charge Coverage under Homeowners We have a question about homeowners coverage for a fire department service charge. Our insureds…

Insurable Interest in Contract to Purchase Home Recently, one of our insureds signed a contract to purchase a home. We issued an insurance binder, because…

Internet Fraud Covered Under Homeowners? Our homeowners insured paid a substantial sum of money for a Rolex watch he saw offered at an internet auction…

How Should HO 00 15 Be Applied in Piano Loss? Our homeowners insured has a 1916 mahogany Steinway grand piano that he purchased some fifteen years ago.…

Liability and Property of Others In discussing homeowners additional liability coverage on property of others you say that protection extends to property…

Expected or Intended Damage—Damage to Friend's Auto Hood An insured we represent was at a party with several friends. At some point during the party…

Our HO 00 03 05 01 insured recently suffered damage from melting ice and snow.

IS a girlfriend a resident, roomer, boarder, or tenant?

Leased Hunting Land—How to Insure? Our question concerns a group of people who individually lease acreage for hunting purposes on a seasonal…

Third-Party Beneficiaries November 11, 2009   What Are the Rights of Third Parties under Commercial Property Policies? Summary: Insurance policies…