Settling Due to Leaking vs. Natural Causes May 5, 2010 The policyholder submitted a claim for a broken water pipe hidden behind the walls of his home.…
Watchdog on Duty Our insured's home was broken into. The thieves locked the insured's dog in the bedroom while the theft was occurring. The dog damaged…
Computer and Media Coverage under an Inland Marine Form May 3, 2010 I am currently quoting for a client who has a Computers and Media form that reads…
Condominium Association Causes Damage While Making Repairs Hurricane damage occurred to a condominium complex in 2005. Due to claims issues, a settlement…
Work Tools or Personal Property? March 15, 2010 We insure a plumber who was working at a job site for a plumbing contractor when his personal…
Selling Price and Goods in Process Our insureds manufacture sweatshirts for public events such as rock shows and sporting events. They received a contract…
Third Party Administrators November 23, 2009 How to Select When an organization decides to self-insure or retain a major part of its risk, it…
Oven Cleaner as Pollutant February 17, 2010 A question has surfaced concerning application of the pollution exclusion language contained in the HO 03…
Sign "Attached" to Building by Electrical Line? March 1, 2010 I've read the definition of "attached" in the dictionary and question whether an electric…
The Insurance SurveyFebruary 2010Account SellingSummary: This discussion treats practical aspects of selling a new account…