{"id":88,"date":"2020-04-20T11:02:12","date_gmt":"2020-04-20T11:02:12","guid":{"rendered":"http:\/\/localhost\/coveragespecialist\/?page_id=88"},"modified":"2025-11-21T11:44:32","modified_gmt":"2025-11-21T16:44:32","slug":"sbcs","status":"publish","type":"page","link":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/sbcs\/","title":{"rendered":"SBCS"},"content":{"rendered":"\n\t<section class=\"section padding-right-left-5-per padding-bottom-0\" id=\"section_1445146219\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:0px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-center margin-left-0 margin-right-0\"  id=\"row-1222400062\">\n\n\t<div id=\"col-1198871136\" class=\"col padding-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\" style=\"background-color:rgb(255, 255, 255);\" >\n\t\t\t\n\t\t\t\n<div class=\"row row-full-width align-middle align-center pages-topbanner-row\"  id=\"row-171171913\">\n\n\t<div id=\"col-1502336930\" class=\"col padding-bottom-0 medium-8 small-12 large-8\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h1>SBCS<\/h1>\n<p class=\"uppercase\"><strong>small business Coverage Specialist<\/strong><\/p>\n<p>Prepared by George E. Krauss, D.Ed., CPCU, CLU, ChFC, ARM, president of The Magellan Group, SBCS is the only coverage-specific designation focused on the following coverages:<br \/>\nBusinessowner Policy | Auto Coverage | Workers Comp | Home-based Businesses | Commercial Insurance<\/p>\n<a href=\"https:\/\/www.nationalunderwriter.com\/small-business-coverage-specialist-sbcs-2017.html\" target=\"_blank\" class=\"button primary is-large lowercase btn-width-100\" rel=\"noopener\" style=\"border-radius:5px;\">\n\t\t<span>Purchase the Course<\/span>\n\t<\/a>\n\n<a href=\"\/coveragespecialist\" class=\"button primary is-large lowercase visible-logged-in custom_white btn-width-100\" style=\"border-radius:6px;\">\n\t\t<span>Take the Exam<\/span>\n\t<\/a>\n\n<a href=\"\/login\/\" class=\"button primary is-large lowercase visible-logged-out open-login-form custom_white btn-width-100\" style=\"border-radius:5px;\">\n\t\t<span>Log In to Take Exam<\/span>\n\t<\/a>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-321503846\" class=\"col padding-bottom-0 medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_2088772981\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"555\" height=\"707\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-sbcs.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-sbcs.png 555w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-sbcs-236x300.png 236w\" sizes=\"auto, (max-width: 555px) 100vw, 555px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_2088772981 {\n  width: 100%;\n}\n@media (min-width:550px) {\n  #image_2088772981 {\n    width: 70%;\n  }\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1198871136 > .col-inner {\n  padding: 30px 0px 40px 40px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t<div id=\"gap-1380433062\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1380433062 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1445146219 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n  min-height: 300px;\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per\" id=\"section_406268142\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-1295285169\">\n\n\t<div id=\"col-419722498\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>About the SBCS Small Business Coverage Specialist Designation<\/h2>\n<p>The SBCS SMALL BUSINESS COVERAGE SPECIALIST curriculum is based on the most important document in the insurance industry: the insurance policy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&#038;S Expert Coverage Interpretation and Coverage Guide Series.<\/p>\n<div class=\"gap-element\" style=\"display: block; height: auto; padding-top: 10px;\"><\/div>\n<p>Students completing the SBCS program have demonstrated extensive knowledge in a critical functional area of property and casualty insurance practice-insurance policy coverage-and will have applied that knowledge in real-life case study exercises.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-419722498 > .col-inner {\n  padding: 40px 0px 20px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-1000338616\">\n\n\t<div id=\"col-617220863\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\" style=\"background-color:rgb(236, 241, 242);\" >\n\t\t\t\n\t\t\t\n<div class=\"row row-full-width margin-left-0 margin-right-0\"  id=\"row-1002796702\">\n\n\t<div id=\"col-1144381381\" class=\"col padding-left-0 padding-right-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div id=\"gap-905452323\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-905452323 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n<h2 >Who is it for?<\/h2>\n<p >\nThe SBCS Designation is recommended for the following<\/p>\n<div class=\"row row-full-width align-middle align-center row-eligibility-points margin-0-auto\"  id=\"row-516401171\">\n\n\t<div id=\"col-1609060000\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Licensed Agent, broker,<br \/>Adjuster,<br \/>\nCSR or Solicitor<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-946175239\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Those with at least one year of<br \/>\nfull-time experience in the insurance<br \/>\nindustry or as a risk management practitioner<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-522630705\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Industry Professionals,<br \/>\nGrowers, Suppliers,<br \/>\nManufacturers, Dispensaries<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<style>\n#row-1002796702 > .col > .col-inner {\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-617220863 > .col-inner {\n  padding: 40px 20px 40px 20px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-1773652635\">\n\n\t<div id=\"col-867281579\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Benefits of Attaining the SBCS Designation<\/h2>\n<p><span style=\"padding-right: 5px;\">+<\/span>Advanced coverage expertise and career professionalism.<\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Complete reference set of Small Business Coverage Guides from the editors of renowned FC&#038;S Expert Coverage Interpretation.<\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Industry and peer recognition for advanced knowledge in coverage areas.<\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Optional CE credits may be available for various components of the SBCS Designation program. Contact Customer Service for instructions PRIOR to taking your exam.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-867281579 > .col-inner {\n  padding: 40px 0px 40px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_406268142 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  background-color: rgb(247, 247, 247);\n}\n#section_406268142 .section-bg-overlay {\n  background-color: rgba(255, 255, 255, 0.85);\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per\" id=\"section_1546535682\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:0px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-center\"  id=\"row-1803493364\">\n\n\t<div id=\"col-1745544158\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Program Completion<\/h2>\n<p>The SBCS Small Business Coverage Specialist designation is earned through PC360 Education or through an authorized instructional academy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&#038;S Expert Coverage Interpretation and Coverage Guide Series.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1745544158 > .col-inner {\n  padding: 30px 0px 30px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-2036415614\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Requirements:<\/h2>\n\t<div id=\"gap-1061111717\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1061111717 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\">1<\/div>\n<div class=\"icon-box-text plus-text\">\n<p><b>Score of 70% or better on each of the following SBCS Coverage Exams:<\/b><\/p>\n<ul class=\"dashed\">\n<li>Introduction to Commercial Insurance (Online Elearning and Online Exam)<\/li>\n<li>Businessowners (Online Elearning, Coverage Guide, &#038; Online Exam)<\/li>\n<li>Small Business Auto (Online Elearning, Coverage Guide, &#038; Online Exam)<\/li>\n<li>Workers Compensation (Online Elearning, Coverage Guide, &#038; Online Exam)<\/li>\n<li>Home-Based Business (Online Elearning, Coverage Guide, &#038; Online Exam)<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\">2<\/div>\n<div class=\"icon-box-text plus-text\">\n<p><b>Complete a Request for SBCS Designation form<\/b><\/p>\n<p>Your SBCS SMALL BUSINESS COVERAGE SPECIALIST certificate will be emailed to the address you provide on your Request Form. Please allow 5 to 7 business days for processing.<\/p>\n<\/div>\n<\/div>\n\t<div id=\"gap-680321643\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-680321643 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-2036415614 > .col-inner {\n  padding: 30px 0px 30px %;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-1520385630\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Authorized Insurance Academy<\/h2>\n\t<div id=\"gap-179719199\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-179719199 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\">1<\/div>\n<div class=\"icon-box-text plus-text\">Register as a student with an authorized insurance academy<\/div>\n<\/div>\n\t<div id=\"gap-1942669369\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1942669369 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\">2<\/div>\n<div class=\"icon-box-text plus-text\">Complete the course of study as required by the provider, including satisfactory scores on program examinations.<\/div>\n<\/div>\n\t<div id=\"gap-1904605101\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1904605101 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\">3<\/div>\n<div class=\"icon-box-text plus-text\">\n<p>The authorized provider will provide you with a Request for SBCS Designation Form upon satisfactory completion of the course of study, and will forward the form to:<\/p>\n<p><strong><br \/>\nPC360 Education<br \/>\n222 Lakeview Avenue<br \/>\nWest Palm Beach, FL 33401<br \/>\nattn: Continuing Ed Dept.<\/strong><\/p>\n<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1546535682 {\n  padding-top: 10px;\n  padding-bottom: 10px;\n  min-height: 300px;\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per home-faq-section\" id=\"section_2093528014\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-2125360448\">\n\n\t<div id=\"col-2080117807\" class=\"col padding-bottom-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2 style=\"text-align:center;\">Curriculum Outline<\/h2>\n<div class=\"accordion\">\n\t<div id=\"accordion-1929271236\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1929271236-label\" class=\"accordion-title plain\" href=\"#accordion-item-i.-organization-of-insurers-and-insurance-regulation\" aria-expanded=\"false\" aria-controls=\"accordion-1929271236-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>I. Organization of Insurers and Insurance Regulation<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1929271236-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1929271236-label\">\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-936504041\" class=\"accordion-item\">\n\t\t<a id=\"accordion-936504041-label\" class=\"accordion-title plain\" href=\"#accordion-item-ii.-businessowners\" aria-expanded=\"false\" aria-controls=\"accordion-936504041-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>II. Businessowners<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-936504041-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-936504041-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Introduction and Eligibility<\/li>\n<li>Introduction and Eligibility<\/li>\n<li>Lesson 3: Additional Coverage&#8217;s and Extensions<\/li>\n<li>Lesson 4: Liability Coverage<\/li>\n<li>Lesson 5: Common Policy Conditions<\/li>\n<li>Lesson 6: Common Endorsements<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1483818886\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1483818886-label\" class=\"accordion-title plain\" href=\"#accordion-item-iii.-small-business-auto\" aria-expanded=\"false\" aria-controls=\"accordion-1483818886-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>III. Small Business Auto<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1483818886-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1483818886-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Analysis of the standard business auto policy<\/li>\n<li>Endorsements used with policies<\/li>\n<li>Discussion of coverage issues<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2811774239\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2811774239-label\" class=\"accordion-title plain\" href=\"#accordion-item-iv.-workers-compensation\" aria-expanded=\"false\" aria-controls=\"accordion-2811774239-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>IV. Workers Compensation<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2811774239-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2811774239-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Coverage Part I<\/li>\n<li>Coverage Part II<\/li>\n<li>Duties and Conditions<\/li>\n<li>Endorsements<\/li>\n<li>Federal Workers Compensation<\/li>\n<li>Lesson 6: Issues in Workers Compensation<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-260743040\" class=\"accordion-item\">\n\t\t<a id=\"accordion-260743040-label\" class=\"accordion-title plain\" href=\"#accordion-item-v.-home-based-business\" aria-expanded=\"false\" aria-controls=\"accordion-260743040-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>V. Home-Based Business<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-260743040-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-260743040-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Eligibility and Policy Overview<\/li>\n<li>Property Coverages, Exclusions, and Conditions<\/li>\n<li>Business Income Coverage: Loss of Income; Extended Business Income<\/li>\n<li>Business Income: Extra Expense; Civil Authority; Options; Limitations; and Exclusions<\/li>\n<li>Liability Coverage: Who is an Insured; Coverages and Limits<\/li>\n<li>Exclusions Applying to Liability Coverages Part I<\/li>\n<li>Exclusions Applying to Liability Coverages Part II<\/li>\n<li>Options and Endorsements<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-2080117807 > .col-inner {\n  padding: 30px 0px 30px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_2093528014 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  background-color: rgb(247, 247, 247);\n}\n#section_2093528014 .section-bg-overlay {\n  background-color: rgba(255, 255, 255, 0.85);\n}\n<\/style>\n\t<\/section>\n\t\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-88","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages\/88","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":0,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages\/88\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/media?parent=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}