{"id":86,"date":"2020-04-20T10:59:10","date_gmt":"2020-04-20T10:59:10","guid":{"rendered":"http:\/\/localhost\/coveragespecialist\/?page_id=86"},"modified":"2025-11-21T11:43:05","modified_gmt":"2025-11-21T16:43:05","slug":"plcs","status":"publish","type":"page","link":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/plcs\/","title":{"rendered":"PLCS"},"content":{"rendered":"\n\t<section class=\"section padding-right-left-5-per padding-bottom-0\" id=\"section_882342305\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:0px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-center margin-left-0 margin-right-0\"  id=\"row-1296934958\">\n\n\t<div id=\"col-1768897568\" class=\"col padding-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\" style=\"background-color:rgb(255, 255, 255);\" >\n\t\t\t\n\t\t\t\n<div class=\"row row-full-width align-middle align-center pages-topbanner-row\"  id=\"row-489848681\">\n\n\t<div id=\"col-804852419\" class=\"col padding-bottom-0 medium-8 small-12 large-8\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h1>PLCS<\/h1>\n<p class=\"uppercase\"><strong>Personal Lines Coverage Specialist<\/strong><\/p>\n<p class=\"user-login\">An engaging technical program for those seeking to differentiate themselves with advanced knowledge of the following coverages:<br \/>\nHomeowners Policy | Personal Auto Policy| Personal Umbrella Policy | Personal Lines Endorsements<\/p>\n<p class=\"user-logout\">Better understand how endorsements, exclusions, exceptions to exclusions and coverages work in the following areas:<br \/>\nBusiness Auto Policy | Commercial General Liability (CGL) | Commercial Property | Workers Compensation<\/p>\n<a href=\"https:\/\/www.nationalunderwriter.com\/plcs-personal-lines-coverage-specialist-1.html\" target=\"_blank\" class=\"button primary is-large lowercase btn-width-100\" rel=\"noopener\" style=\"border-radius:5px;\">\n\t\t<span>Purchase the Course<\/span>\n\t<\/a>\n\n<a href=\"\/coveragespecialist\" class=\"button primary is-large lowercase visible-logged-in custom_white btn-width-100\" style=\"border-radius:5px;\">\n\t\t<span>Take the Exam<\/span>\n\t<\/a>\n\n<a href=\"\/login\/\" class=\"button custom_white is-large lowercase visible-logged-out open-login-form btn-width-100\" style=\"border-radius:5px;\">\n\t\t<span>Log In to Take This Exam<\/span>\n\t<\/a>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1565242086\" class=\"col padding-bottom-0 medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_2090933418\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"555\" height=\"707\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-plcs.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-plcs.png 555w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2025\/05\/badge-plcs-236x300.png 236w\" sizes=\"auto, (max-width: 555px) 100vw, 555px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_2090933418 {\n  width: 100%;\n}\n@media (min-width:550px) {\n  #image_2090933418 {\n    width: 70%;\n  }\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1768897568 > .col-inner {\n  padding: 30px 0px 40px 40px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t<div id=\"gap-693109166\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-693109166 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\n\t\t\n<style>\n#section_882342305 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n  min-height: 300px;\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per\" id=\"section_267475746\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-386281988\">\n\n\t<div id=\"col-293998982\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>About the PLCS Personal Lines Coverage Specialist Designation<\/h2>\n<p>The PLCS PERSONAL LINES COVERAGE SPECIALIST curriculum is based on the most important document in the insurance industry: the insurance policy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&#038;S Expert Coverage Interpretation and Coverage Guide Series.<\/p>\n<p>Students completing the PLCS program have demonstrated extensive knowledge in a critical functional area of property and casualty insurance practice-insurance policy coverage-and will have applied that knowledge in real-life case study exercises.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-293998982 > .col-inner {\n  padding: 40px 0px 20px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-1734833721\">\n\n\t<div id=\"col-1804331990\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\" style=\"background-color:rgb(236, 241, 242);\" >\n\t\t\t\n\t\t\t\n<div class=\"row row-full-width margin-left-0 margin-right-0\"  id=\"row-370031910\">\n\n\t<div id=\"col-154598028\" class=\"col padding-left-0 padding-right-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div id=\"gap-67162356\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-67162356 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n<h2 >Who is it for?<\/h2>\n<p >\nThe PLCS Designation is recommended for the following<\/p>\n<div class=\"row row-full-width align-middle align-center row-eligibility-points margin-0-auto\"  id=\"row-1522213146\">\n\n\t<div id=\"col-109371387\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Licensed Agent, broker,<br \/>\nAdjuster, CSR or<br \/>\nSolicitor<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-140265249\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Those with at least one year<br \/>\nof full-time experience in the insurance industry<br \/>or as a risk management practitioner<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1027205247\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t\t<div class=\"icon-box featured-box icon-box-center text-center\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 40px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" style=\"color:rgb(58, 50, 50);\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-300x300.png 300w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave-150x150.png 150w, https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-content\/uploads\/2020\/04\/pngwave.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n<p>Students of insurance authorized<br \/>to confer the PLCS designation<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<style>\n#row-370031910 > .col > .col-inner {\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1804331990 > .col-inner {\n  padding: 40px 20px 40px 20px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row row-full-width align-middle align-center\"  id=\"row-1494955705\">\n\n\t<div id=\"col-683788161\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Benefits of Attaining the PLCS Designation<\/h2>\n<p><span style=\"padding-right: 5px;\">+<\/span>Advanced coverage expertise and career professionalism.<\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Complete reference set of Personal Lines Coverage Guides from the editors of renowned FC&#038;S Expert Coverage Interpretation. <\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Industry and peer recognition for advanced knowledge in coverage areas. <\/p>\n<p><span style=\"padding-right: 5px;\">+<\/span>Optional CE credits may be available for various components of the PLCS Designation program. Contact Customer Service for instructions PRIOR to taking your exam.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-683788161 > .col-inner {\n  padding: 40px 0px 20px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_267475746 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  background-color: rgb(247, 247, 247);\n}\n#section_267475746 .section-bg-overlay {\n  background-color: rgba(255, 255, 255, 0.85);\n}\n@media (min-width:550px) {\n  #section_267475746 {\n    padding-top: 0px;\n    padding-bottom: 0px;\n  }\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per faq-sign\" id=\"section_1770214544\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:0px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-full-width align-center\"  id=\"row-1341628753\">\n\n\t<div id=\"col-1210168460\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Program Completion<\/h2>\n<p>The PLCS Personal Lines Coverage Specialist designation is earned through PC360 Education or through an authorized instructional academy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&#038;S Expert Coverage Interpretation and Coverage Guide Series.<\/p>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1210168460 > .col-inner {\n  padding: 30px 0px 30px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-1011567696\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Requirements:<\/h2>\n\t<div id=\"gap-1881452381\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1881452381 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\" style=\"background-color: #3652C5;\">1<\/div>\n<div class=\"icon-box-text plus-text\">\n<p><b>Score of 70% or better on each of the following PLCS Coverage Exams:<\/b><\/p>\n<ul class=\"dashed\">\n<li style=\"margin-left: 0px;\">Insurance Principles (Online Elearning course &#038; Online Exam)<\/li>\n<li style=\"margin-left: 0px;\">Homeowners (Online Elearning course, Coverage Guide &#038; Online Exam)<\/li>\n<li style=\"margin-left: 0px;\">Personal Auto (Online Elearning course, Coverage Guide &#038; Online Exam)<\/li>\n<li style=\"margin-left: 0px;\">Personal Umbrella (Online Elearning course, Coverage Guide &#038; Online Exam)<\/li>\n<li style=\"margin-left: 0px;\">Personal Lines Endorsements (Online Elearning course, Coverage Guide &#038; Online<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\"style=\"background-color: #3652C5;\">2<\/div>\n<div class=\"icon-box-text plus-text\">\n<p><b>Complete a Request for PLCS Designation form<\/b><\/p>\n<p>Your PLCS PERSONAL LINES COVERAGE SPECIALIST certificate will be emailed to the address you provide on your Request Form. Please allow 5 to 7 business days for processing.<\/p>\n<\/div>\n<\/div>\n\t<div id=\"gap-1198793705\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1198793705 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1011567696 > .col-inner {\n  padding: 0px 0px 0px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-446762359\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2>Authorized Insurance Academy<\/h2>\n\t<div id=\"gap-504832079\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-504832079 {\n  padding-top: 10px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\" style=\"background-color: #3652C5;\">1<\/div>\n<div class=\"icon-box-text plus-text\">Register as a student with an authorized insurance academy<\/div>\n<\/div>\n\t<div id=\"gap-2017570283\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-2017570283 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\" style=\"background-color: #3652C5;\">2<\/div>\n<div class=\"icon-box-text plus-text\">Complete the course of study as required by the provider, including satisfactory scores on program examinations.<\/div>\n<\/div>\n\t<div id=\"gap-389767627\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-389767627 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"icon-box featured-box icon-box-left text-left\">\n<div class=\"icon-box-img round-numbers\" style=\"background-color: #3652C5;\">3<\/div>\n<div class=\"icon-box-text plus-text\">\n<p>The authorized provider will provide you with a Request for PLCS Designation Form upon satisfactory completion of the course of study, and will forward the form to:<\/p>\n<p><strong><br \/>\nPC360 Education<br \/>\n222 Lakeview Avenue<br \/>\nWest Palm Beach, FL 33401<br \/>\nattn: Continuing Ed Dept.<\/strong><\/p>\n<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-446762359 > .col-inner {\n  padding: 0 0px 0px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1770214544 {\n  padding-top: 10px;\n  padding-bottom: 10px;\n  min-height: 300px;\n  background-color: rgb(236, 241, 242);\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section padding-right-left-5-per home-faq-section\" id=\"section_1580847012\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row row-collapse row-full-width align-middle\"  id=\"row-2141484261\">\n\n\t<div id=\"col-453739472\" class=\"col padding-bottom-0 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-left\"  >\n\t\t\t\n\t\t\t\n<h2 style=\"text-align: center;\">Curriculum Outline<\/h2>\n<div class=\"accordion\">\n\t<div id=\"accordion-1411653973\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1411653973-label\" class=\"accordion-title plain\" href=\"#accordion-item-i.-homeowners\" aria-expanded=\"false\" aria-controls=\"accordion-1411653973-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>I. Homeowners<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1411653973-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1411653973-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Overview and Eligibility<\/li>\n<li>Real Property Coverage&#8217;s<\/li>\n<li>Personal Property<\/li>\n<li>Property Conditions<\/li>\n<li>Liability Coverage<\/li>\n<li>Liability Coverage<\/li>\n<li>7.Policy Conditions<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3725757032\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3725757032-label\" class=\"accordion-title plain\" href=\"#accordion-item-ii.-personal-auto-policy\" aria-expanded=\"false\" aria-controls=\"accordion-3725757032-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>II. Personal Auto Policy<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3725757032-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3725757032-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Eligibility and Definitions<\/li>\n<li>Liability Coverage<\/li>\n<li>Med Payments and UM Coverage<\/li>\n<li>Physical Damage &#8211; Part One<\/li>\n<li>Physical Damage &#8211; Part Two<\/li>\n<li>Duties and General Provisions<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-614815695\" class=\"accordion-item\">\n\t\t<a id=\"accordion-614815695-label\" class=\"accordion-title plain\" href=\"#accordion-item-iii.-personal-umbrella\" aria-expanded=\"false\" aria-controls=\"accordion-614815695-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>III. Personal Umbrella<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-614815695-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-614815695-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Overview<\/li>\n<li>Definitions<\/li>\n<li>Who is an Insured?<\/li>\n<li>Motor Vehicles<\/li>\n<li>Recreational Vehicles<\/li>\n<li>(Un)Common Exclusions<\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1977373561\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1977373561-label\" class=\"accordion-title plain\" href=\"#accordion-item-iv.-personal-lines-endorsements\" aria-expanded=\"false\" aria-controls=\"accordion-1977373561-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>IV. Personal Lines Endorsements<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1977373561-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1977373561-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>Other Insureds and Other Structures<\/li>\n<li>Business Use<\/li>\n<li>Extreme Events<\/li>\n<li>Increased Limits and Liability<\/li>\n<li>Automobile and Miscellaneous Vehicles<\/li>\n<li>Miscellaneous Endorsements <\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3132221971\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3132221971-label\" class=\"accordion-title plain\" href=\"#accordion-item-v.-insurance-principles\" aria-expanded=\"false\" aria-controls=\"accordion-3132221971-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>V. Insurance Principles<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3132221971-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3132221971-label\">\n\t\t\t\n<ol style=\"margin-left:5%;margin-top:5%;\">\n<li>History and Critical Definitions<\/li>\n<li>Lines of Insurance<\/li>\n<li>Types of Insurers<\/li>\n<li>The Insurance Contract<\/li>\n<li>The Insurance Agent<\/li>\n<li>Organization of Insurers and Insurance Regulation <\/li>\n<\/ol>\n\t\t<\/div>\n\t<\/div>\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-453739472 > .col-inner {\n  padding: 30px 0px 30px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1580847012 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  background-color: rgb(247, 247, 247);\n}\n#section_1580847012 .section-bg-overlay {\n  background-color: rgba(255, 255, 255, 0.85);\n}\n<\/style>\n\t<\/section>\n\t\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-86","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":0,"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/pages\/86\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.propertycasualty360.com\/coveragespecialist\/wp-json\/wp\/v2\/media?parent=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}