Claims Magazine-October 2015

Issue Gallery ›

  • The 'residence premises' dilemma

    Christine G. Barlow, CPCU

    One of the most standard things in a Homeowners policy is the definition of residence premises. It is the foundation for the property being insured, and at first look seems straightforward.

  • Why don't property owners have flood insurance?

    Gregory Knuffke, CPCU

    Superstorm Sandy was the largest Atlantic hurricane on record, spanning 1,100 miles, affecting 24 states from Florida to Maine and as far west as Michigan. From an insurance perspective, less than half of those affected were insured.

  • Real or Forgery? Telling the Difference is a Fine Art

    Erin Hollenbank

    One of the most intriguing and confusing categories in property insurance involves appraising fine art. With the highest price paid for a work of art now at $250 million, a forgery is comparatively worthless; the potential cost of making an error is enormous.

  • How Hurricane Sandy Created “The Perfect Storm”

    Patricia Harman

    Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their efforts and some accused insurers and engineers of colluding to under-report the damage.

  • Editor's Note

    Patricia Harman

    From Hugo to Sandy, I've had a front seat to a wide range of catastrophes and it's been an interesting ride.

  • Fixing Our Rotting Infrastructure

    Ken Brownlee, CPCU

    The Romans built bridges, temples and viaducts that could still be used thousands of years after construction. In America, our interstate highways built less than 60 years ago are falling apart and city buildings are dilapidated, obsolete and ready to be torn down.

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