Claims Magazine-November 2015

Issue Gallery ›

  • “Arising out of” Means What?

    David D. Thamann, JD, CPCU

    Insurance policies abound with the use of the phrase arising out of. Some policies provide coverage for injuries and damage that arise out of a certain event; other policies exclude coverage for injuries and damages that arise out of a certain event.

  • Editor's Note

    Patricia Harman

    The concept of subrogation can be difficult for some to grasp. It involves looking at a loss with an entirely different lens to see what others may not when it comes to cause and origin for an event.

  • Guns or Butter

    Ken Brownlee, CPCU

    I don't remember my economics professor's name from that 1962 class, but I sure remember the textbook, even though I traded it for a different one the next semester: Economics: An Introductory Analysis, by Nobel Prize-winning economist, Paul Samuelson.

  • Reducing Risk by Thinking Ahead

    John Gregory Service

    Frequently, claims managers, supervisors, adjusters or attorneys picked up a new claims file and question why a claimant acted in a certain manner. When working a claim, it is generally taken at face value. The facts are as they are in the file, unless some surprises turn up later.

  • 5 Practical Property Recovery Tips

    Donna Geraghty

    When a significant homeowner property loss occurs, the adjuster is keenly aware of the insureds desire to return to their home quickly after the reconstruction.

  • Driving with the top down

    Patricia Harman

    Americans have a love affair with classic cars. From James Bond's Aston Martin to Thomas Magnum's red Ferrari 308 GTS, some were iconic in their time and have since gone on to become famous classics. Consider the 69 Chevrolet Camaro SS, the 66 Ford Mustang GT or the Pontiac GTO...

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