Mitchell Showing Positive Results with National Impact Injury Database

Mitchell announces the initial results of their new data analysis program specifically focused on understanding the vehicle and collision factors that impact injury patterns in motor vehicle accidents. Mitchell provides technology, connectivity, and information solutions to the property & casualty claims and collision repair industries,

According to Keith Peterson, vice president of advanced analytics and consulting, an early finding is that low impact, rear point of impact claims generate two to three times the amount of medical services and last roughly 30 percent longer when they occur in Florida versus other states.

“These claims are characterized near exclusively by a pain management course of care versus traditional medical interventions,” says Peterson.

The findings highlight the correlation between vehicle damage and the injuries likely in an accident, but also quantify how an array of geographic and economic factors drives insurance claim outcomes, according to Peterson.

The ongoing program, led by Mitchell ClaimsLab, a claims analytics unit of Mitchell, is made possible by the combination of data from across Mitchell's auto casualty, physical damage, and workers' compensation businesses, to create an analysis and research resource—the National Impact Injury Database. 

Launched in 2012, the database combines more than 87 million medical bill and estimate transactions from the past six years. It is one of the largest data resources of its kind covering the United States.

With access to these data, “we are now able to apply scientific analysis and understand ways to manage the excessive cost of claims caused by fraud and buildup,” says Dave Torrence, executive vice president and general manager, Auto Casualty Solutions. “We can also gain more insight into what kinds of claims warrant greater attention in the adjudication process.”

Torrence also revealed an aggressive roadmap for using the research program to enhance its core offerings and add value to insurance clients.  

“Over the course of 2013, we will be expanding our focus to develop a First Notice of Loss (FNOL) medical triage solution based on predictive scoring to improve claim risk identification and segmentation,” he says. “Mitchell is uniquely placed to offer workflow solutions that enable rapid analysis, implementation, and ongoing measurement of expanded bill review and claims solutions.”