The Hanover Group is the acknowledged leader among carriers in the craft-brewery space. Hanover's "Craft Brewers Advantage" product provides coverage for property, automobiles, employees and customers as well as risks associated with transporting the product, Professional Liability, Employment Practices Liability and Fidelity & Crime.
The Property policy can be broadened via endorsement to cover loss of stock, accounts receivable, valuable papers, electronic-data processing equipment and fine arts. Endorsements are also available for transit and General Liability—to cover product-recall expenses. The insurers' proprietary Brewers' Spoilage protects against power outages, breakdowns and contaminations.
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