Smarter Territorial Pricing Powered by Driving Behavior Data

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Date: Wednesday, June 24, 2026
Time: 2pm ET | 11am PT
Cost: Complimentary
Produced and Sponsored by:

Territorial pricing has long been a cornerstone of auto insurance rating, but many traditional approaches rely on static geographic boundaries that don't fully reflect how people actually drive today. As driving behavior, road conditions, and traffic densities evolve, insurers face increasing pressure to ensure territorial pricing is accurate, fair, and aligned with regulatory expectations. Clinging to outdated models can lead to mispriced risk, lost opportunities, and challenges in justifying rate filings.

Join us for an insightful webcast to explore the next evolution in territorial rating. This session will demonstrate how aggregated, territory-level driving-behavior insights at the ZIP-code level can complement and enhance traditional methodologies.

In this webcast, you will learn how to:

  • Integrate insights on speed, hard braking, and time-of-day driving to enhance your existing rating methodologies.
  • Discover data-driven strategies to improve segmentation and build more responsive, accurate pricing models.
  • Strengthen your ability to justify territorial rate decisions to regulators with objective, empirical evidence.
  • Explore best practices for maintaining compliance and actuarial soundness while modernizing your pricing approach.

Don't miss this opportunity to learn how to leverage powerful data-driven insights to refine your pricing strategies.

Speakers:

Megan Jones | Director, Actuarial + Rating Services | Arity
Megan Jones, FCAS leads Actuarial & Rating Services at Arity, a mobility data and analytics company focused on creating better experiences on and off the road for drivers, communities, and businesses. Her team drives the actuarial work behind Arity's telematics products and models, delivering analyses and thought leadership that help insurers execute on their telematics strategies.

She is a personal lines insurance expert with nearly 20 years of experience in pricing, product design, and regulatory communications and has led teams of actuaries, predictive modelers, and product analysts throughout her career.

She received her Bachelor of Arts degree in Statistics and Actuarial Science from the University of Northern Iowa. She is a Fellow of the Casualty Actuarial Society (FCAS).

Pat Peters | Assistant Actuary | Arity
Pat Peters, FCAS is an actuary at Arity where he researches driving risk, behavior trends, and road safety using one of the industry's largest collections of mobile‑based telematics data. His work focuses on answering complex questions about real‑world driving behavior and translating advanced analytics into insights for technical and non‑technical audiences.

In addition to data science research, Pat has end‑to‑end experience developing and deploying Arity's telematics products - from data standards and driving score models to regulatory engagement and client consultation. A Fellow of the Casualty Actuarial Society, he brings broad experience across personal and commercial insurance pricing, reserving, and predictive modeling. His work is driven by a passion for data‑informed policy and safer, more equitable transportation systems

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