Stone and tile floor damage in insurance claims

Not all of the problems that result from a flooding event necessarily mean the floor must be replaced if the correct process is used for cleaning and a proper assessment is made early in the process. (Photo: Yunava1/Shutterstock.com)

Attorneys and insurance adjusters have difficulty in cases where flooding occurs because it is difficult to determine if a floor needs to be replaced or if it can be repaired. This is going to be a question that needs to be answered following any hurricane or flooding event.

To determine the extent of damage and to ultimately settle on a value for the claim a thorough understanding of what can cause these damages is necessary. This article will help you understand what can happen when a stone or tile floor is flooded. As an expert witness, I have been involved in many cases where flooding is an issue. Many times the wrong process is used for cleaning, which can cause greater, and perhaps irreversible, damage to the floor.